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2026-08-01T15:43:57Z

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{{needhelp/zh-CN}}
{{languages}}
{{tool/zh-CN
|name=信用卡
|tile=[[Image:credit card.png]]
|appearance=信用卡
|cost=10
|weight=1
|color=white
|material=塑料
|muse=misc
}}
'''信用卡'''（credit card）是{{cnlink|NetHack}}中一种[[塑料]]材质的[[开锁工具]]。

信用卡是[[神器]][[岩德至尊白金卡]]的[[基础物品]]。

== 生成 ==
[[游客]]职业开始游戏时自带一件未诅咒的信用卡。

信用卡在所有随机生成[[工具]]中占比{{frac|3|200}}（1.5%），在[[骨档]]和[[陷阱]]“假骨档”外生成时必定未诅咒。杂货[[店]]和五金店也可出售信用卡。

== 描述 ==
对上锁的[[门]]或[[容器]][[使用]]信用卡会开锁，成功概率取决于[[玩家]][[敏捷]]值和[[职业]]：门的成功概率为(2×敏捷)%，容器为(敏捷)%，盗贼对两者均有+20加成，信用卡被诅咒时容器开锁成功概率减半{{refsrc|src/lock.c|422|nethack=3.6.7|comment=信用卡与容器}}{{refsrc|src/lock.c|434|nethack=3.6.7|comment=被诅咒的开锁工具}}{{refsrc|src/lock.c|504|nethack=3.6.7|comment=信用卡与门}}。该概率在[[持续性动作]]的每一回合都会计算并判定一次，直到玩家成功、被打断或在50回合后放弃。无论是否成功，每次完整使用信用卡都会[[锻炼]]玩家敏捷{{refsrc|src/lock.c|104|nethack=3.6.7}}{{refsrc|src/lock.c|164|nethack=3.6.7}}。

[[矿坑镇]]中，玩家在[[警卫员]]成员视野内使用信用卡的每一回合都有{{frac|3}}概率被打断或遭到警告，同时将门设为[[爆炸门|陷阱]]状态{{refsrc|src/monmove.c|87|nethack=3.6.7|comment=<code>watch_on_duty()</code>函数}}；若玩家被警告后，立刻再次尝试对同一扇门上锁或开锁，则激怒全体警卫员{{refsrc|src/monmove.c|92|nethack=3.6.7|comment=已警告则激怒警卫员}}。对[[店主]]或[[神谕]]使用信用卡会显示一条{{cnlink|YAFM}}，且不产生任何效果{{refsrc|src/lock.c|459|nethack=3.6.7|name="cashonly"}}。

对拟形成门的[[拟形怪]]使用信用卡会揭露拟形怪，该拟形怪有{{frac|2}}概率吸取信用卡并纳入自身物品栏，若信用卡为神器，则该概率仅为{{frac|10}}{{refsrc|src/lock.c|465|nethack=3.6.7|comment=开锁工具与拟形成门的拟形怪}}。

有[[手]]且[[体型]]大于微小的[[智能怪物]]会拾取信用卡并用来开启上锁的门，能使用信用卡的[[宠物]]会因此保留信用卡{{refsrc|src/monmove.c|47|nethack=3.6.7}}。

{{upcoming/zh-CN|NetHack 3.7.0|根据{{commit|b12ea03d110dd3cd55104e623510d5da0809b5cd}}，智能怪物还会使用信用卡开启上锁的容器。}}

== 策略 ==
信用卡是最难开启门锁和容器锁的工具（盗贼使用信用卡会更容易一些），且无法上锁，但重量仅为1 {{cnlink|aum}}，在所有开锁工具中最轻。玩家找到几把[[万能钥匙]]或几件[[开锁器]]后，便可放心丢弃信用卡。

宠物拿到信用卡后，玩家会很难阻止宠物进入某一房间（如让高等级宠物远离店主或[[阵营祭司]]），因此需多加小心。

== 历史 ==
信用卡最初于[[NetHack 3.0.0]]同其他开锁工具一起加入游戏。

怪物使用信用卡和其他工具开门锁的能力于[[NetHack 3.6.0]]的{{commit|c1393e508f05dda4c32b292d202c6bc82f48a354}}及{{commit|74f08dcb224c063dfc71d2e501e6c5ac30fe3714}}加入游戏。

== 起源 ==
{{wikipedia/zh-CN}}
信用卡是一种通常由银行发行的卡片支付工具，允许持卡人凭信用先行购买商品服务或提取现金、后续清偿相应债务，是世界范围内最普及的支付方式之一。信用卡开门锁和容器锁的用法源自《007》等电影中的类似经典桥段。

现实中，虽然信用卡撬锁可行，但只能稳定撬开斜舌锁，这类锁具不能带有插销或金属板、装饰线板等任何阻挡门墙间隙的结构，且锁舌的斜面必须朝向被撬锁的一侧。此外，用该方式撬锁需大幅弯折卡片，信用卡由于过厚、过硬，无法有效完成任务，因此礼品卡、老旧酒店房卡等价值更低、更柔韧的卡片更适合用于撬锁。尽管如此，信用卡作为应急撬锁工具的形象已深入人心，甚至出现了可以塞进钱包里的“卡片”型开锁工具套装。

== 消息 ==
{{message/zh-CN|“不用支票，不刷信用，概不为难。”|你试图对店主或神谕使用信用卡<ref name="cashonly"/>。|"No checks, no credit, no problem."}}

==Variants==
基于[[NetHack 3.4.3]]及更早版本的部分[[衍生作]]并未加入怪物使用信用卡开门锁的能力，而基于较新版本的衍生作通常会保留此项更新，并进一步允许怪物开容器锁。

{{translation/zh-CN|n}}
===SLASH'EM===
In [[SLASH'EM]], non-artifact credit cards that are not blessed have a {{frac|20}} chance of breaking when applied, with a {{frac|30}} chance of breaking if applied to a door by a Tourist.{{refsrc|lock.c|392|version=SLASH'EM 0.0.7E7F2|comment=credit cards and containers}}{{refsrc|lock.c|495|version=SLASH'EM 0.0.7E7F2|comment=credit cards and doors}} This makes it useful for a hero to keep multiple unlocking tools on hand, which can be safely ditched once they can bless a couple or else obtain an artifact tool. Monsters cannot use credit cards.

[[Plastic golem]]s drop 2-4 credit cards upon death in place of a [[corpse]] if the <tt>TOURIST</tt> [[compile-time option]] is defined.{{refsrc|mon.c|378|version=SLASH'EM 0.0.7E7F2}}

===UnNetHack===
In [[UnNetHack]], monsters can pick up and use credit cards and other unlocking tools on doors starting in version 5.1.

===SpliceHack===
In [[SpliceHack]], Cartomancers know the credit card as a '''banned card''', and their quest artifact is an artifact credit card called [[The Holographic Void Lily]].

===Hack'EM===
In [[Hack'EM]], plastic golems can drop credit cards among the plastic items that they leave behind upon death in place of a corpse.

== 百科文本 ==
{{encyclopedia|
"We are not worried about the expiration date," repeated the
barman, satisfied that he now had Ford Prefect's full attention;
"we are worried about the entire piece of plastic."
"What?" said Ford. He seemed a little taken aback.
"This," said the barman, holding out the card as if it were a
small fish whose soul had three weeks earlier winged its way to
the Land Where Fish Are Eternally Blessed. "We don't accept it."
[...]
"But you don't understand," said Ford, his expression slowly
ripening from a little taken abackness into rank incredulity,
"this is the American Express card. It is the finest way of
settling bills known to man. Haven't you read their junk mail?"
|[ So Long, and Thanks For All The Fish, by Douglas Adams ]}}

== 引用及注释 ==
<references/>
{{DOD/zh-CN}}
{{nethack-367/zh-CN}}
[[Category:Tools/zh-CN]]

Credit card/zh-CN - Revision history

Chattille: Create SChinese version.